The following terms of the privacy policy (“Privacy Policy”) are by and between SGOBT, having its office at JustCo, 5One Central, 51 Bras Basah Rd, #05-01, DSM 189554 which runs and operates sgobt.com (“Site” or “we” or “our”) and the end-user/customer (“End-User” “user” or “you” or “your”) of the Site. This Privacy Policy shall be effective at the time the End-User accesses the Site. By accessing the Site, submitting information to SGOBT through the Site, and signing up for using the Site, the End-Users expressly consent to SGOBT and its affiliates using and/or sharing the Targeting Data to its authorized service providers and other relevant third parties, in the manner described under the Cookie Policy. End-User expressly consents to the use/sharing by SGOBT of the Targeting Data to authorized service providers and other relevant third parties. By accessing the Site, the End-User expressly consents to SGOBT and its affiliates using, and/or sharing the End-User Data (as defined below) in accordance with this Privacy Policy, if the End-User does not agree to be bound by the terms of this Privacy Policy as set-out below, the End-User may not access the Site: